Health insurance for individuals – Affordable Humana, United, Blue Cross

Health insurance for individuals is currently a hot topic in the US these days. Are you aware that around 45,000 people who die each year because they do not have health insurance coverage to help them meet the financial obligations of their health care needs. And forecasts show that more than 60 million Americans may not be able to get insurance by 2020.

This is the problem that health insurance companies want to solve. And to solve it, individual health insurance is highly important to ensure that every single individual receives coverage. There are a lot of health insurance policies around that are designed for individuals, as opposed to plan packages designed for groups. These insurance products are offered by some of the most stable insurance providers that operate in the country.

If you are interested in availing of a health insurance package for yourself, here are some of your best options.

Trusted Providers of Health Insurance for Individuals

  • United Health One Health Insurance for Individuals
  • CareFirst Blue Cross Blue Shield
  • Humana One Affordable Health Insurance

1. United Health One

United Health One is the brand that carries the different insurance products of United Healthcare. The company offers personal health insurance, which is its main product, aside from its many other plans. Right now, the United Health One health insurance for individuals is serving more than 25 million individuals. Their plan offers provide individuals with affordable health care, with discounts reaching all the way up to 45%, offered by over 600,000 physicians and 5,000 hospitals all over the country. Due to its extensive network and its committed service, Golden Rule, the company offering the United Health One plans, has received an A rating from A.M. Best and an A+ rating from Standard and Poor’s. On top of that, the company processes claims in less than 10 working days. These, and the highly beneficial offers of the company, are enough reasons why millions now trust United Health One.

2. CareFirst Blue Cross Blue Shield

The CareFirst BlueCross BlueShield plans are special health insurance for individuals offered by CareFirst, which is an affiliate of Blue Cross Blue Shield. CareFirst is headquartered in Maryland, while Blue Cross Blue Shield is based in Delaware. Both are operated by Blue Cross and Blue Shield Association. CareFirst is currently the largest health insurance provider in the mid-Atlantic area; it now currently covers more than 3 million customers.

CareFirst BlueCross BlueShield emphasizes on four different advantages that it has over competitors. First, CareFirst has more experience to boast of. Second, CareFirst offers more choices because individuals can choose from HMO, PPO, and indemnity plans. All the plans are also packaged with a Health Savings Account option. Thirdly, CareFirst offers more doctors because of its extremely large network. Lastly, CareFirst offers more assurance because of its online portal.

3. Humana One

Humana One is the health insurance for individuals offered by Humana, a large and reputable health benefit provider in the US. Humana has forged bonds with over 350,000 doctors and 3,000 hospitals. It also has the support of 50,000 pharmacies scattered across the state. Humana banks its success on its consumerism policy, which helps members maximize the offers of their health insurance. This is made possible by allowing them to choose their own dentists based on various factors including price and performance, as well as by providing them with online tools so they can carefully plan their expenses for healthcare. This allows consumers to receive high quality health care at reduced costs.

This is the advantage that Humana One health insurance for individuals has over the other individual health insurance policies offered in the market. Humana One members can choose from various deductible amounts that they can easily afford as well as the monthly premiums that they can manage. Other additional features can be added to the plans as well. Some of these include the supplemental accident benefits, dental benefits, prescription drug discounts, as well as term life insurance. These add-ons require additional costs, but costs are kept more affordable than when you avail of standalone products.

How to Avail of Health Insurance for Individuals

Is it your first time to search for health insurance for individuals? You’re probably wondering how to best avail of one. Well, the Internet has made things a lot easier for you. Now you can just look for sites that can link you up with the different health insurance offers around. These websites can give you a listing of the best plans available in your area if you just provide your zip code. And if you think you want details from some of the plans, you can also request for quotes and receive results instantly.

It is highly recommended that you compare different health insurance for individuals first before you make a choice. These websites have made it easier for you to choose and compare by providing you with instant quotes from different providers in just a single website.

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